Terms & Conditions
1. Scope of Application
These Terms and Conditions (hereinafter referred to as "Terms") apply exclusively to the online payment collection services and related commercial activities provided by HONGKONG INFLUX LIMITED through its official website ([Website URL]) within the Hong Kong Special Administrative Region. These Terms do not apply to users or transactions in other jurisdictions.
2. Governing Law & Compliance
2.1 The formation, interpretation, and enforcement of these Terms shall be governed by the laws of the Hong Kong Special Administrative Region, in compliance with the Hong Kong Contract Law, Personal Data (Privacy) Ordinance (PDPO), and the Payment Systems and Stored Value Facilities Ordinance.
2.2 Users agree that any disputes arising from these Terms or use of the services shall be subject to the jurisdiction of Hong Kong courts or the Hong Kong International Arbitration Centre (HKIAC).
3. Payment & Collection
3.1 Payment Methods: Accepted methods include credit cards (Visa/Mastercard), bank transfers (FPS, RTGS), and e-wallets (e.g., Alipay HK, WeChat Pay HK). The Company reserves the right to modify accepted payment methods.
3.2 Transaction Security: Users are responsible for ensuring payment information accuracy. The Company shall not be liable for losses caused by user input errors. Payment data will be encrypted through compliant payment gateways.
4. Refund Policy
4.1 Refund Requests: Refund requests must be submitted via email or website form within 7 business days of the transaction, accompanied by proof of payment and reason for refund.
4.2 Refund Processing:
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Refunds due to system errors or duplicate charges will be processed within [5] business days;
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Refunds for subjective reasons (e.g., change of purchase decision) will incur a [10%] administrative fee;
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No refunds will be issued for customized services or digital goods (e.g., software licenses) after delivery.
5. Dispute Resolution
5.1 Negotiation Phase: The disputing party must notify the Company in writing within 14 days of the dispute occurrence, and both parties shall attempt resolution through negotiation.
5.2 Arbitration: Unresolved disputes shall be referred to the Hong Kong International Arbitration Centre (HKIAC) for confidential arbitration in English.
6. Data Privacy
6.1 Data Collection: To process transactions, the Company collects user name, contact details, payment card numbers (encrypted), and IP addresses.
6.2 Data Usage: User data is used solely for transaction processing, fraud prevention, and legal compliance. No disclosure to third parties without consent, except as required by law.
7. Limitation of Liability
The Company shall not be liable for:
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Service interruptions caused by force majeure (e.g., network failures, natural disasters);
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Losses resulting from user misuse or breach of these Terms;
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Faults attributable to third-party payment platforms (e.g., banks, e-wallet providers).
8. Updates to Terms
The Company will notify users of updates via website announcements or registered email. Continued use of services constitutes acceptance of revised Terms.
9. Contact Us
Email: service@afzstyle.shop
Important Notice
By using this website, you acknowledge that you have read and agreed to these Terms. If you disagree, do not proceed with payment.